As far as the split-system central air conditioner is concerned it typically has three parts. They are:
• An outdoor metal cabinet that has the condenser and the compressor
• An indoor cabinet having the evaporator coil and
• An air handler unit which in most cases is part of the furnace or the heat pump and its function is to deliver cool air through the ducts of the house
On the contrary, the packaged unit on the other hand has the evaporator coil, the condenser, and the compressor housed in a single cabinet. This cabinet is generally placed on the rooftop or on a concrete slab beside the house. Generally, it is seen that such units are installed in commercial buildings. Packaged air conditioners contain electric heating coils or natural gas furnace. As a result of this, there is no need to install separate furnaces within the house.
HAVC experts are of the opinion that if your home has a furnace and not an air conditioning system, then it is recommended to install a split-system. However, this is something which only an HVAC expert can tell you correctly.